Hair & Beauty Super makes it easy to meet your superannuation obligations for your employees. There is no need for employees to fill in and sign any forms to join, you simply provide us with your employees’ contact information and we’ll do the rest.
What’s more, your employees will benefit from being part of a larger group by receiving insurance cover without the need for health evidence (subject to acceptance by the insurer), choosing from over 30 investment options and access to a financial adviser who can help them manage all their financial needs.
Insurance cover in Hair & Beauty Super
Death and total and permanent disablement
Your employees will benefit from automatic insurance cover for based on the minimum level default cover for death and total and permanent disablement (TPD). The minimum is $210,000 and is age-based, reducing from $210,000 at age 42 to nil at age 65. Insurance premiums are age-based and your employees will have the option of increasing cover above their minimum if required (insurance cover subject to acceptance by the insurer).
Income protection
Hair & Beauty Super offers members income protection benefits, with a maximum benefit amount of 75% of taxable salary, with a choice of two years, five years or to age 65 years benefit period and a choice of waiting periods of 30, 60 or 90 days. Your employees can choose the benefit and waiting periods that suit them on an individual basis (insurance cover subject to acceptance by the insurer).
Contributing to Hair & Beauty Super
Contributions can be made by using our contribution management system that enables you to EFT contributions and either email the details to Hair & Beauty Super or add the details online. Your employees can also make contributions from either before or after-tax salary, regularly or as a lump sum. We also accept spouse contributions and rollovers from other complying funds so that superannuation can be easily managed in the one account, saving on multiple fees and charges.
Financial planning
The team of financial advisers can advise your employees on the most effective strategy for meeting their financial needs. They are available to meet with interested employees on an individual or group basis.
Financial planning services are provided by Dino Cataldo of Intrust Financial Advisers
Education
Superannuation can be complicated, but it is important for your employees to get it right. That is why we are committed to educating members and helping them make informed decisions. Our education program includes:
- Regular print communications - booklets, guides, newsletters, annual reports
- Online learning - tips & tools, quizzes, Introduction to super and investment, roadshow, factsheets, calculators, ebenefits
- Hotline and email contacts - answers to technical questions on the trust or superannuation in general.
To find out more, call our superannuation advisor Dino Cataldo on (02) 9745 4146, email dino.intrust@three.com.au or complete the enquiry form below.
